Here are the TOP 5 credit cards I want MOST in 2022! Some are cash back credit cards while others are travel credit cards, and each one serves my overall credit card strategy. Click “Show More” to see Ad Disclosure.
📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
http://markscreditcards.com/maxrewards
💳👉VIEW CREDIT CARD OFFERS!
http://markscreditcards.com/offers
🛍 RAKUTEN - Earn Cash Back!
http://markscreditcards.com/rakuten
‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100:
http://markscreditcards.com/webull
🎬 VIDEO – IHG Credit Cards Getting BIG Overhaul
https://youtu.be/CZmYIgJiy6w
CREDIT CARD #1: CHASE SAPPHIRE PREFERRED
Welcome Offer (Feb. 2022)
- Earn 60,000 Chase Ultimate Rewards points after spending $4K on purchases in the first 3 months.
Rewards
- 5X Travel (Chase Portal): Must book via Ultimate Rewards portal. Excludes hotel purchases that qualify for the $50 Anniversary Hotel Credit
- 3X Dining: Incl. takeout & eligible delivery services
- 3X Online Grocery: Excl. Target, Walmart, Wholesale Clubs
- 3X Select Streaming
- 2X Other Travel (non-Chase portal)
- 1X Other Purchases
Annual Fee = $95
Why I Want It
- Welcome offer
- Since I already have the CSP, there are 3 things I need to make sure I complete in order to be eligible for a second signup bonus: (1) Be under the Chase 5/24 Rule (2) Be under the Chase 48 Month Rule (3) Ensure I don’t have any Chase Sapphire-branded cards open before applying. This means I must downgrade my current Chase Sapphire Preferred to either the Chase Freedom Flex or the Chase Freedom Unlimited.
CREDIT CARD #2: CHASE INK BUSINESS PREMIER (Coming Soon, early 2022)
Note: Applications for the Ink Business Premier are currently only available to Chase for Business customers that have an existing Business Relationship Manager starting Dec. 14, 2021, with plans for a broader launch in early 2022.
Welcome Offer (Date TBD)
- Earn $1,000 cash back after spending $10,000 on purchases in the first 3 months.
Rewards
- 5% Travel (Chase Portal): Must book via Ultimate Rewards portal
- 2.5% Large Purchases: All purchases of $5,000 or more
- 2% Other Purchases
Annual Fee = $195
Why I Want It
- Welcome offer
- 2.5% cash back category
- Pay taxes
- No preset spending limit (it’s a charge card)
- Potential easier approval than the Chase Ink Business Preferred credit card
CREDIT CARD #3: IHG REWARDS PREMIER CREDIT CARD
Note: New version launching 3.24.2022, along with refreshed IHG Rewards Traveler Card and an all-new IHG Rewards Premier Business Card
Welcome Offer (Feb. 2022)
Earn 125,000 points, plus a free night award valid for a 1-night hotel stay at a property with a redemption level of up to 40,000 points, after spending $3,000 on purchases in the first three months.
Rewards
NOW thru 3.23.2022
10X IHG Hotels & Resorts
2X Restaurants
2X Gas Stations
2X Grocery Stores
1X Other Purchases
STARTING 3.24.2022
10X IHG Hotels & Resorts
5X Restaurants
5X Travel
3X Other Purchases
Annual Fee = $89 (now thru 3.23.2022), then $99 (starting 3.24.2022)
Why I Want It
- Welcome offer
- Annual Reward Night & Top Off w/ Points feature
- IHG Platinum Elite Status
- Earn more IHG points on paid stays
- IHG 4th Award Night Free benefit
CREDIT CARD #4: FRONTIER AIRLINES WORLD MASTERCARD
Welcome Offer (Feb. 2022)
- Earn 50,000 miles after spending $500 on purchases and paying the annual fee in the first 3 months.
Rewards
- 5X Frontier Airlines (on eligible purchases at flyfrontier.com)
- 3X Restaurant
- 1X Other Purchases
Annual Fee = $89
Why I Want It
- Welcome offer
- 5X Rewards category
- $100 Annual Flight Voucher w/ $2.5K spend
- Earn toward elite status (waives a lot of fees on Frontier Airlines)
CREDIT CARD #5 CAPITAL ONE SAVORONE CARD
Welcome Offer (Feb. 2022)
- Earn $200 cash back after spending $500 on purchases in the first 3 months.
Rewards
- 8% Vivid Seats (thru Jan. 2023)
- 3% Dining
- 3% Entertainment
- 3% Grocery Stores
- 3% Select Streaming
- 1% Other Purchases
Annual Fee = $0
Why I Want It
- Great ‘going out card’
- No annual fee
- Downgrade from Venture Rewards
- Convert cash back to Venture miles
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#cashbackcreditcards #travelcreditcards #bestcreditcards