If you don’t want the hassle of Reward points, get a cashback Credit Card!
No mehnat, sidha cash in your account!
There are certain upper limits to the cashback you get with these cards
But do remember to use it only as a cash replacement and not over spend!
And once you get used to using credit cards and are eligible for premium cards you can shift to them!
Also, you don’t need to only have 1 Credit Card you can have a reward card for offline transactions and cashback for online!
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