Credit cards offer lucrative opportunities to build credit and earn rewards. But when not used responsibly, they can lead to spiraling debt. Using a credit card is as simple as you make it. A few basic rules you, as a cardholder, can follow for the extent of your credit card’s life will keep it easy. Among these are two key pieces of wisdom: Don’t spend more than you can afford and pay off your balance every month on time. Understanding how credit scores work can also help you control and increase your credit score over time. And so on The Money Show today, we brought on board Aparna Ramachandra, Founder Director, rectifycredit.com. Listen in.
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