Sun. Sep 1st, 2024

My CIMB Singapore Credit Cards Review 2023

My CIMB Singapore Credit Cards Review 2023

Video Sponsor: 🐮 moomoo SG (Free Stock) https://hmsg.link/sgmoomoo
CIMB World Mastercard https://hmsg.link/cimbworldmc
CIMB Visa Infinite https://hmsg.link/cimbvi
CIMB Visa Signature https://hmsg.link/cimbvs
💴 Instarem Amaze https://hmsg.link/amaze

STOCK BROKERS & INVESTING
🐂 Webull Singapore (Free Stock) https://hmsg.link/sgwebull
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🐬 uSMART Securities Code nn8gx7 (Free Stock) https://hmsg.link/sgusmart
📝 POEMS Cash Plus: https://hmsg.link/poems
📈 Interactive Brokers: https://hmsg.link/ibkr
📗 Seeking Alpha Premium $99 ONLY https://hmsg.link/seekingalpha
🐯 Tiger Brokers International Code HMONEYSG: https://hmsg.link/ustiger
🐮 moomoo US by Futu Inc (Free Stocks) https://hmsg.link/usmoomoo

CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
💨 Dash PET 1.5% interest CODE DASH-RXQ45 https://hmsg.link/dash
🚌 Revolut SG https://hmsg.link/revolut
☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip
💰 iPayMy https://hmsg.link/ipaymy
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up
✈️ SIA Kris+ App Code: C647172 https://hmsg.link/krisplus
😻 Favepay https://hmsg.link/fave
🅱️ BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals
🙏Trust Bank Code: HUQPC614 https://www.trustbank.sg

E-COMMERCE & SHOPPING
🛍 Lazada https://hmsg.link/lazada
🛍 Qoo10 https://hmsg.link/Qoo10
🛍 Shopback $5 https://hmsg.link/shopback
🛍 Shopback Pay Later $11 OFF https://hmsg.link/SBpaylater
⭐️ CapitaStar App $5 https://hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY
🐠 Marina Square $5 referral code EoQjdG

ROBO-ADVISORS
☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ https://www.syfe.com/
🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20) https://hmsg.link/moneyowl
🤖 Endowus RoboAdvisor (FREE $20) https://hmsg.link/endowus

CRYPTO
🦋 FTX Pro Crypto Exchange (5% Off Fees): https://hmsg.link/ftxpro
🧱 FTX Blockfolio (Free Crypto): https://hmsg.link/ftxbf
♊️ Gemini (Free $10) https://hmsg.link/gemini
📒 Ledger Crypto Hardware Wallet https://hmsg.link/ledger

If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!

Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

🔭 Telegram Group: https://t.me/HoneyMoneySG
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📧 Email (Business only): sghoneymoney@gmail.com
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_________________________________________________
S tier - Super value, must get
D tier - Don’t bother & waste time

Receive an Apple Watch SE 2nd Gen (worth S$379) or S$330 cash
* New CIMB cardmembers only
* Min Spend S$ 988 within 60 days of card approval
- Exclude AMAZE transactions

No Annual Fees for CIMB Credit Cards

CIMB World Mastercard https://hmsg.link/cimbworldmc (A tier)
+ Eligible Categories get 2% unlimited cashback with minimum spend of S$1,000
+ 1%unlimitedcashback for spend below S$1,000
Eligible categories are
1. Wine & dine: Bars, Clubs, Restaurants & eating places, Fast food
2. Movies & Digital Entertainment: Audiovisual Media, Games, Theatres
3. Taxi & Automobile: Private Hire Vehicles, repair & servicing
4. Luxury Goods: Watches, Jewellery, Bags, Luggage
- A tier: Specific use case of buying luxury handbag from overseas, save FX fees with amaze and get unlimited 2% cashback for spend above $1000

CIMB Visa Signature https://hmsg.link/cimbvs (B tier)
- 10%cashback onOnline Shopping, Groceries, Beauty & Wellness, Pet Shops & Veterinary Services and Cruises
- The 10% cashback is capped at S$100 per statement month per Principal Cardmember, and up to S$20 per category
- $200 effective spend per category, difficult to hit max 10%
- Min Spend S$800, posted in the same statement month.
- B tier: Although cannot hit 10%, still can get more than 5% cashback if you overspend on certain category e.g. Online Shopping $300, Grocery $300, Beauty & Wellness $200, get $60/$800 = 7.5% Cashback

CIMB Visa Infinite https://hmsg.link/cimbvi (S tier)
- Unlimited 2% cashback on Travel, Overseas and Online Spend in Foreign Currencies and get unlimited 1%cashback on all other spend
* 3 complimentary global lounge access at over 1,000 airports annually for Principal Cardmembers with DragonKey (no annual fees)
- Min annual income S$120,000 OR $50,000 Fixed deposit collateral
- S Tier: Free 3x airport lounge card with no annual fees. Pity it’s not a Mastercard which cannot be linked to amaze

#sponsoredby #moomoo

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