The 10 BEST Credit Cards 2023 (Are You MISSING One?!)

Looking for a new credit card? Here are my TOP 10 PICKS for the BEST credit cards of 2023! I included both travel credit cards and cash back credit cards to help you find your next best one! Click “Show More” to see Ad Disclosure, links, and additional information below.

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CARD 1: The Capital One Venture X is an excellent entry-level travel credit card for those still desiring premium benefits and rewards, including airport lounge access (Capital One Lounge, Priority Pass lounges, and Plaza Premium lounges), a $300 travel credit, a 10,000 mile anniversary bonus, and much more!

CARD 2: The Amex Platinum Card is the best credit card for airport lounge access and top-tier / VIP travel benefits.

CARD 3: The Citi Custom Cash is an excellent cash back credit card that is extremely flexible, earning 5% cash back in your top spend category each billing cycle. Cash back is earned as Citi ThankYou points, which can be great for travel, too!

CARD 4: The Capital One SavorOne rocks for cash back, no annual fee, spending on food at restaurants and supermarkets, as well as on entertainment.

CARD 5: The Amex Gold Card is a top choice for people who spend a lot of their monthly budget at restaurants and U.S. supermarkets, but who want to earn travel rewards (Amex Membership Rewards points).

CARD 6: The Citi Double Cash is a perfect catch-all credit card for non-category spend as it earns a flat 2% cash back on all purchases with no limits on how much you can earn. It earns cash back in the form of Citi ThankYou points that can be combined with the rewards from the Citi Premier Card for access to transfer partners.

CARD 7: The Bilt Mastercard is the best credit card to pay rent (without additional fees)! It’s also a great travel credit card with no annual fee.

CARD 8: The Discover it Cash Back is a solid everyday credit card that earns 5% cash back in rotating quarterly categories that are very useful (examples may include gas, groceries, dining, Amazon, mobile wallets, etc.)

CARD 9: The Chase Freedom Flex is similar to the Discover it Cash Back credit card in that it also earns 5% cash back in rotating quarterly categories. But, this card earns its cash back in the form of Chase Ultimate Rewards points and also adds several other permanent rewards categories.

CARD 10: The Chase Sapphire Preferred is arguably the best travel credit card for beginners. Its superpowers include the ability to make all points worth 25% more when redeemed for travel via the Chase travel portal AND providing access to transfer partners. Since it earns Chase Ultimate Rewards points (like the Chase Freedom Flex), you can combine the points, too!

00:00 – Intro
00:49 – Card #1
2:18 – Card #2
4:05 – Card #3
5:56 – Card #4
8:37 – Card #5
9:57 – Card #6
11:15 – Card #7
12:46 – Card #8
14:12 – Card #9
15:27 – Card #10

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

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