Fri. Mar 29th, 2024
Top 5 BEST Bank Accounts of 2022

Top 5 BEST Bank Accounts of 2022

▽MY FINANCIAL TOOLS▽

➤ Chime Fully Online Banking
1) 💰 Sign-Up for Chime HERE: https://magnified.reviews/Chime/App
Apply For the Chime Credit Builder HERE: https://magnified.reviews/Credit/Builder

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➤ SoFi Complete Money Management
2) 💸 SoFi Checking & Savings - https://magnified.reviews/SoFi
SoFi Credit Card - https://magnified.reviews/SoFiCreditCard
SoFi Invest - https://magnified.reviews/SoFiInvest
SoFi Budgeting - https://magnified.reviews/SoFiRelay

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➤ POINT Cash Back DEBIT CARD
3)💳 POINT - Get $100 for FREE when you make your first purchase!
SIGN UP HERE: https://magnified.reviews/POINT
USE CODE 'MAGNIFIED MONEY'

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➤ Wealthfront Automated Investing
4) 📊 Get Your First $5,000 of Investments Managed for FREE
https://magnified.reviews/Wealthfront

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➤ Current Card
5) 💵 Current - The Future of Banking
https://magnified.reviews/CurrentCard

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➤ Yotta Savings
6) 📈 Yotta - Use code MAGNIFIED to Get 100 FREE Tickets
https://magnified.reviews/Yotta

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➤ MY CAMERA GEAR
7) 📸🎤💡Camera, Microphone, and Lighting Kit
My Camera: https://magnified.reviews/Camera
My Microphone: https://magnified.reviews/Microphone
My Lights: https://magnified.reviews/Lights

#5: Discover Bank
Discover is probably the best hybrid option on today's list since for the most part, it is fully online but still has account options and features of a more traditional bank. So for starters you're going to have these standard checking accounts that it has no fees across the board, gives you access to their network of over 60,000 free to use ATMs, online bill pay features, access to discovers absolutely amazing customer support, and of course the pretty awesome 1% cashback on up to $3000 in debit card purchases every single month. With the savings account, you're currently going to earn 0.4% interest. They've also got a number of more traditional account options that are not offered by the companies we'll talk about later in the video including things like a money market account that gives you around 0.3% currently.

#4: Current
Current has been taking the online financial industry by storm over the past few years and it gives you countless features including the ability to get paid up to two days early, cashback opportunities at a number of different merchants, free overdraft protection and coverage, a network of over 40,000 free to use ATM's plus the ability to deposit cash, and of course no hidden fees and a really awesome teen baking feature that in my opinion is the best team bank account that is currently available.

#3: Capital One
With your Capital One checking account you have no fees across the board, access to the network of over 70,000 free to use ATMs but also really modern features that we just don't see from these national banks like the ability to get paid early, the ability to deposit cash at certain retail locations, you can really easily pay your bills and send money through the Zelle integration and even a number of overdraft options plus pays you a really competitive 0.4%, no fees across the board.

#2: Chime
With the chime spending account, you've got round-up savings tools, access to their network of over 60,000 previous ATMs as well as the ability to deposit cash at those retail locations, free overdraft coverage thanks to spot me and the ability to get paid up to two days early with direct deposit. The savings account currently pays a really competitive 0.5% which is the highest of all of the companies on today's list Plus all of your money is fully FDIC insured. Their app is so simple and easy to use and I did recently do a really detailed breakdown of exactly how to use this app in all of the in's and outs of each menu so if you would like to see that in-depth breakdown then I'll be sure to link to that down below.

#1: SoFi
Specifically looking at the SoFi money accounts you've of course got the ability to get paid up to two days early, no fee overdraft coverage, $1.5 million in FDIC insurance, cash back rewards of up to 15% on everyday expenses, round up savings tools, a ton of other insane benefits like phone protection, vaults, and of course the free integration of the SoFi relay tool that allows you to track not only your SoFi accounts but all of your external financial accounts in one place, monitor your credit, your spending, create spending limits and goals, and do so much more right from your smartphone.

0:00-Best Banks of 2022
1:00-#5: Discover Bank
3:12-#4: Current
4:37-#3: Capital One
6:42-#2: Chime
9:02-#1: SoFi Money
12:18-My FINAL Thoughts

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I am not a Certified Financial Planner®. The topics presented in this video are for entertainment purposes only. You, and you alone, are responsible for the financial decisions that you make.

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